Entrepreneurs in the Metairie area who own a small business will likely take out a business insurance policy to protect their business should the physical business itself be damaged or should a crime be committed against the business. The following are some common...
Commercial Property Damage Insurance Claims
Turn to legal help when insurance claims are wrongly denied
If you have some sort of insurance policy over your property, then you’ve probably been resting assured that you’re protected. But there’s nothing like a natural disaster to see just how far your insurance company is willing to go to help you out. Sadly, far too often...
Was it a storm or was it a construction defect that caused the property damage?
During storm season, there are plenty of insurance claims involving property damage caused by storms. But what about the situations where the storm should not have caused the damage – when the damage never would have happened if not for faulty construction? How do you...
Remember these points about property damage claims
When your business sustains damage from winds or other causes, you’re likely going to need to make an insurance claim. There are several things that you need to think about when you’re put in this position because there’s a chance that you might inadvertently do...
Business Interruption Coverage Claims
Having an insurance claim denied can be an unfortunate setback or a disaster, depending on the circumstances. For a business that has seen its operation shutdown, business interruption insurance coverage could be the difference between survival and failure. Recent...
Tips for protecting your claim after a storm hits your property
It came and went, and it left a path of destruction in its wake. A natural disaster has upended your life by seriously damaging your property. How you handle your property insurance claim following the incident may affect your chances of financial recovery. Of course,...
The loss of use benefit on commercial property insurance policies
A Texas or Louisiana businessowner who experiences damage to his commercial property knows that the losses to his business extend far beyond the repairs of the building itself. Perhaps the biggest problem, aside from fixing their property, is that a business owner may...
Tornadoes, severe storms, strike Eastern Texas
As this blog has discussed before, Eastern Texas and Louisiana, as well as other parts of the South and the Central States, have been hard hit by tornados and other severe weather this spring. In one of the latest outbreaks, serious storm damage was reported in a town...
Texas, Louisiana are both tornado prone in 2019
Both Texas and Louisiana have had a rough start to this year's spring tornado season, with both states on the list of the top ten states with the most confirmed tornados thus far this year. As of May 6, Texas has experienced 62 tornados, while Louisiana has had 28. As...
What happens if my company denies or delays a claim?
The whole reason commercial property owners in the Metairie area and the rest of the New Orleans region pay oftentimes hefty premiums to insurance companies is so that the company will be there when they need help. In other words, in exchange for months or even years...