Being prepared comes with the territory when you live or work in hurricane country. Most hurricane prepping tips focus on what to have on hand while you wait out the storm in the safety of your home. But what happens if you need to evacuate? Is your “go bag” ready for...
Hurricane Property Damage Insurance Claims
How to file a hurricane insurance claim
Enduring a hurricane can be a harrowing experience. These massive storms cause substantial damage to homes and businesses and may hurt or displace families. The process of recovery must begin eventually though, and that includes filing an insurance claim. Those with a...
Early planning for hurricane season
It is never too early to start planning for hurricane season in Louisiana. With June only a few months away, now is the perfect time to start prepping. To help prevent the worst from happening this season, concerned residents and business owners should take the...
How to protect your risk in Hurricane Country
Hurricanes are a dangerous fact of life for Gulf Coast residents and as predictable every summer as humidity and honeybees. They can devastate entire communities in one wicked weather cycle and leave traumatized homeowners to salvage whatever remains in the rubble and...
Spat over Hurricane Barry leads to cease and desist order
The Louisiana Insurance Commissioner recently issued a cease and desist order to State Farm, which insures many properties in Louisiana. The cease and desist order relates to the insurance carrier's interpretation of its policy in light of Hurricane Barry, which...
Scientists predicting more active second half of hurricane season
Many people may describe this year's Atlantic Hurricane Season to be relatively quiet thus far. However, we are now entering the peak of hurricane season. Specifically, late August, September and early October is the time of year in which tropical cyclones can develop...
Hurricane Barry causes $500 million in damage
According to one report, property damage from Hurricane Barry could run up to $500 million. As many of our readers know, Hurricane Barry struck the southwest Louisiana coast recently after forming in the Gulf of Mexico. The damage could have been a lot worse. When it...
Hurricane season thankfully off to a slow start
The residents on the coast of Texas and Louisiana are enjoying beautiful sunsets these days thanks to dust blowing from the Sahara Desert. Perhaps more importantly, they are also enjoying a very quiet start to this year's Atlantic hurricane season, which kicked off on...
Why does it matter whether wind or water damaged my property?
As those who live on the Louisiana, Texas and Alabama coasts know, hurricanes and even strong tropical storms can cause damage in a variety of ways. The more intense the hurricane, the faster the wind blows, and therefore the more likely it will be that property...
Issues with hurricane deductibles
Many if not most homeowners and commercial property owners who have purchased insurance to protect their property may have what is called a deductible. To summarize, a deductible is a certain amount of money, say $1,000, that the owner agrees to chip in should he or...